TERMS AND CONDITIONS POLICY

TERMS AND CONDITIONS

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1. AGREEMENT TO TERMS

These Terms and Conditions constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and Life Harvest, LLC, doing business as Stokes Mayfield, Jr. (“we,” “us,” or “our”), concerning your access to and use of stokesmayfield.com and any related webpages, content, media, forms, or services linked from that website (collectively, the “Site”).

By accessing or using the Site, you agree to be bound by these Terms and Conditions. If you do not agree, do not use the Site.

We may update these Terms and Conditions from time to time by posting a revised version on the Site. Your continued use of the Site after any update means you accept the revised Terms.

The Site is intended for users who are at least 18 years old. By using the Site, you represent that you are at least 18 years old.

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2. SCOPE OF THESE TERMS

These Terms and Conditions apply to:

1. your use of the public Site; and

2. your purchase, booking, or use of any paid services offered through the Site.

Certain services, portals, courses, or student platforms made available through separate URLs or systems may also be subject to additional terms, platform rules, enrollment terms, or portal policies. If so, those additional terms apply together with these Terms and Conditions.

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3. INTELLECTUAL PROPERTY

Unless otherwise stated, the Site and its content, including text, graphics, videos, audio, branding, logos, layouts, downloads, and other materials, are owned by us or licensed to us and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use only.

You may not copy, reproduce, republish, distribute, sell, modify, or exploit any part of the Site or its content without our prior written permission, except as expressly allowed by law.

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4. ACCEPTABLE USE

You agree not to use the Site:

- for any unlawful purpose;

- in a way that interferes with the Site’s operation or security;

- to scrape, copy, harvest, or extract Site content by automated means without permission;

- to introduce malware, malicious code, or harmful material;

- to misrepresent yourself or submit false information; or

- to use the Site in a way that harms us, the Site, or other users.

We may restrict or block access to the Site for conduct that violates these Terms or applicable law.

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5. FEEDBACK, TESTIMONIALS, AND MATERIALS YOU SEND US

If you send us comments, questions, ideas, feedback, testimonials, reviews, recordings, messages, or similar materials, you represent that you have the right to send them and that doing so does not violate any third-party rights.

***Testimonials, Reviews, and Media You Voluntarily Provide***

If you voluntarily provide a testimonial, review, quote, photo, video, audio clip, or similar promotional material, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, display, distribute, and publish that material for business, promotional, educational, archival, or related lawful purposes, subject to any separate written release or consent form that may apply.

***General Feedback and Suggestions***

If you send us ideas, suggestions, or feedback about the Site or our services, you agree that we may use that feedback without compensation to you.

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6. PRIVACY

Your use of the Site is also subject to our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

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7. PAID SERVICES: BOOKING, PAYMENT, AND SESSION TERMS

The following terms apply to paid services, including coaching, consulting, intensives, sessions, or other paid appointments booked through us.

***7.1 Payment***

Payment is due as stated at checkout, on the invoice, or in the service offer. Unless otherwise stated, all prices are in U.S. dollars. Applicable taxes, duties, processing fees, or government-imposed charges may be added where permitted.

***7.2 No Refund Policy***

Except as expressly stated in these Terms or where required by law, payments are non-refundable once booked or paid.

***7.3 Provider-Initiated Cancellation***

If we cancel a session due to our error or inability to deliver the service, we will issue a full refund.

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8. RESCHEDULING

With at least 24 hours’ notice, we will work with you to find a new date. Sessions may be rescheduled only once per booking and are subject to availability.

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9. LATE ARRIVAL

Sessions end at the scheduled time. If you arrive late, the session may still proceed, but only for the remaining scheduled time. No partial refund, extension, or credit is required.

A short grace period may be offered at our discretion if scheduling permits, but it is not guaranteed.

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10. TECH ISSUES

If your camera or microphone fails and the session cannot continue, we will pause and reschedule you to the first available slot.

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11. CANCELLATIONS AND MISSED SESSIONS

Cancellations and missed sessions are treated the same way: your payment is forfeited.

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12. DEATH OR SERIOUS EMERGENCY BEFORE A SESSION

In the rare case that a client passes away before a booked session, we will issue a full refund to the client’s estate or donate it to a cause of their choice.

If a client experiences a serious illness or life-altering emergency after booking, we will work with them to reschedule if possible or make an exception to this policy on a case-by-case basis.

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13. CHARGEBACKS AND PAYMENT DISPUTES

By booking, you agree to contact us first to resolve any billing concerns before initiating a chargeback or third-party dispute.

If you initiate a chargeback contrary to this policy and the chargeback is resolved in our favor, you agree to reimburse any bank or processor fees incurred, plus a $50 administrative handling fee.

We may suspend access to any pending booking, paid service, or related portal access while a payment dispute remains unresolved.

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14. SERVICE DISCLAIMER / NO GUARANTEED OUTCOMES

We may share testimonials, examples, case studies, answered-prayer accounts, reviews, or client experiences for illustrative, educational, promotional, or informational purposes only.

These examples are individual experiences. They are not guarantees, warranties, or promises that you will experience the same or any particular result. Results vary widely and depend on many factors, including but not limited to your own circumstances, timing, judgment, due diligence, consistency, effort, follow-through, willingness to act, and other factors outside our control.

Our services, coaching, teachings, prayer-related support, content, and materials are intended to support insight, growth, discernment, learning, and decision-making. They do not guarantee any specific financial, business, legal, relational, emotional, spiritual, or personal outcome.

You remain solely responsible for your own decisions, actions, due diligence, and results.

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15. SITE AVAILABILITY AND CHANGES

We may update, modify, suspend, or discontinue any part of the Site at any time without notice. We do not guarantee that the Site will always be available or error-free. We are not liable for downtime, interruptions, maintenance issues, or temporary unavailability.

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16. DISCLAIMER OF WARRANTIES

To the fullest extent permitted by law, the Site and our services are provided on an “as is” and “as available” basis. We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and availability.

You use the Site and our services at your own risk.

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17. LIMITATION OF LIABILITY

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, lost revenue, lost opportunities, or loss of data, arising out of or relating to your use of the Site or our services.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Site or our services shall not exceed the lesser of:

1. the amount you paid us during the six (6) month period before the event giving rise to the claim; or

2. $2,500 USD.

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18. TERMINATION

We may suspend, restrict, or terminate access to the Site or any service if we believe you have violated these Terms, applicable law, or the rules governing a paid service or portal.

Where a separate student portal, academy platform, or login-based system is involved, access to that system may also be suspended or terminated according to the additional terms governing that platform.

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19. GOVERNING LAW

These Terms and Conditions are governed by the laws of the State of South Carolina, without regard to conflict-of-law rules.

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20. DISPUTE RESOLUTION

Before filing a formal legal claim, the parties agree to first attempt to resolve the dispute informally through written notice and good-faith discussion for at least 30 days.

If the dispute is not resolved informally, it shall be resolved by binding arbitration under the applicable rules of the American Arbitration Association, unless a claim falls within a stated exception under applicable law or under these Terms. The place of arbitration shall be York, South Carolina, unless otherwise required by law or agreed in writing.

To the fullest extent permitted by law, disputes must be brought on an individual basis and not as part of a class action or representative proceeding.

Any claim arising out of or relating to the Site or these Terms must be brought within one year after the claim arose, unless applicable law requires a longer period.

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21. CORRECTIONS

We reserve the right to correct typographical errors, inaccuracies, omissions, pricing errors, or outdated information on the Site at any time without prior notice.

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22. CONTACT

Questions regarding these Terms and Conditions may be directed through the contact information provided on the Site.